L2 CAPTIALS

Different Types Of Credit Cards

Shopping

Life Style

Ideal for frequent shoppers, offering discounts, cashback, and reward points on retail and online purchases.

Life Style

Designed for everyday living with benefits on dining, entertainment, and subscriptions.

Fuel

Help save on fuel expenses with cashback or surcharge waivers at petrol pumps.

Rewards

Bussiness

Earn reward points on every spend, which can be redeemed for gifts, vouchers, or travel benefits.

Travel

Bussiness

Best suited for travelers, offering airline miles, hotel discounts, and international lounge access.

Bussiness

Effective business expense management with higher spending limits relies on automated spend control.

Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.

Site Content

Interest - Free Period

Pre-approved spending limit set by the bank

Interest-Free Period

Interest - Free Period

Pay your dues without interest within the grace period

Rewards & Cashback

Cashback , Rewards & other offers

Earn points or cashback on eligible transactions

Cashback , Rewards & other offers

OTP, EMV chip, and fraud protection

Features and benefits of credit cards

Credit Limits

A credit card provides a pre-approved credit limit that lets you make purchases, pay bills, and handle emergency expenses without immediate cash outflow.

Balance

Cardholders can repay the outstanding balance either in full to avoid interest or pay the minimum due while carrying the remaining balance forward.

APR (Interest Rate)

APR refers to the interest charged on unpaid credit card balances after the due date and varies depending on the card type and bank policies.

Grace Period

Most credit cards offer a grace period during which no interest is charged on purchases if the total amount due is paid on time.

Credit Card Fees

Depending on the card, fees may include annual or joining fees, late payment charges, and other applicable service fees.

Frequently Asked Questions

Please reach us at support@l2capitals.com if you cannot find an answer to your question.

What is a credit card?

A credit card lets you spend money now and pay later within a fixed limit given by the bank. If you pay the full bill on time, you usually don’t pay interest.

How does a credit card billing cycle work?

All your spends in a month are added to one bill. You get a due date to repay the amount. Paying before the due date helps avoid extra charges.

What happens if I pay only the minimum amount?

If you pay only the minimum due, the remaining amount carries high interest charges. It’s always better to pay the full bill whenever possible.

What is a credit limit?

A credit limit is the maximum amount you can spend using your credit card. The bank decides it based on your income and credit history.

Does using a credit card improve my credit score?

Yes. Regular usage and on-time payments can help improve your credit score, while late payments can reduce it.

Credit Cards

That Fit Your Life Style

what is Credit Card ?

Different Types Of Credit Cards

Shopping

Life Style

Life Style

Life Style

Fuel

Rewards

Bussiness

Travel

Bussiness

Bussiness

Bussiness

Bussiness

Bussiness

Site Content

Interest - Free Period

Interest - Free Period

Interest - Free Period

Interest-Free Period

Interest - Free Period

Interest - Free Period

Rewards & Cashback

Cashback , Rewards & other offers

Cashback , Rewards & other offers

Cashback , Rewards & other offers

Cashback , Rewards & other offers

Cashback , Rewards & other offers

Features and benefits of credit cards

Credit Limits

Balance

APR (Interest Rate)

Grace Period

Credit Card Fees

Credit Card Eligibility

Age

Income

Credit Score

DOCUMENTS REQUIRED TO APPLY FOR A CREDITCARD

Address Proof

Identity Proof

Identity Proof

Identity Proof

Identity Proof

Identity Proof

Bank Statement

Bank Statement

Bank Statement

Income Proof

Bank Statement

Bank Statement

Frequently Asked Questions

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